What a Consultant Charges
$2,000 For.
You Can Build in Hours.
Every plan type has its own guided question set built for that specific field. Before you answer each question, you see all your options explained — structures, strategies, rules — so you choose from knowledge, not guesswork. The AI builds a complete, structured document from your answers. Download and present.
✓ 7-day money-back guarantee · No subscription · Canadian company
55
Plan Types, All Live
$139CAD
vs $2,000+ from a consultant
Hours
Not Weeks
How It Works
Three steps from first question to finished document.
Answer Plain-Language Questions
No jargon, no blank pages. The AI asks you focused questions about your situation — business, finances, goals, and legal structure. Your answers become the raw material.
AI Fills Every Section
The platform writes all 12–20 sections of your plan using your answers. Every section is structured for real-world use — banks, investors, accountants, lawyers. Edit anything you want.
Export and Present
Download your finished plan as a polished PDF or Word document. Share it with a lender, bring it to your accountant, or file it away — it's yours to keep.
What makes this different
Not a generic AI chatbot. A structured planning system built specifically for Canadians.
55 plan types across 10 categories
Business, tax, real estate, retirement, estate, government benefits, and more. Filter by category to find the right plan in seconds.
Live market data, pulled the day you build
Every plan queries Statistics Canada, the BDC, and Canadian industry sources in real time. You get current data — not what an AI memorised years ago.
AI specialist agents per section
Separate agents handle market research, tax strategy, legal structure, and financial projections. Each section is built by an agent trained for that domain.
Citation-backed outputs
Every claim in your plan includes its source — so you, your accountant, or your bank can verify the data behind it.
Draft generation from your notes
Answer the builder questions, then the AI assembles a polished, section-by-section document. Edit any part before you're done.
Share and gift plans
Refer a plan to a client or gift a plan credit with a 30-day link. Credits auto-return to your account if unclaimed.
Canadian-first, not a US tool in disguise
Built on Canadian tax codes, provincial law, CRA rules, and PIPEDA. Not a repurposed American platform with Canadian stickers on it.
A fraction of consultant cost
A consultant charges $1,500–$3,500 CAD for a business plan. This platform delivers a citation-backed, professionally structured document for a flat one-time fee.
A Fraction of What a Professional Charges
A business plan consultant charges $1,500–$3,500 CAD. A lawyer reviewing your estate plan charges similar. Here you answer the questions — the AI does the work.
Traditional Consultant
Tessvo
Single Plan
one-time · no auto-renew
- 1 complete plan, any type
- All sections AI-generated
- PDF + DOCX export
- 12 months storage
6-Plan Package
Best ValueSave $40/plan · one-time · no auto-renew
- 6 plans — use any time
- Any of the 55 plan types
- PDF + DOCX export
- 12 months storage per plan
- Priority support
55 Plans. Every Category. All Live.
Business, tax, personal finance, family, legal, real estate, and more — purpose-built for Canadian and US law.
Business
Business Startup Plan
Complete investor-ready plan covering all 20 sections — market, financials, legal, and HR.
Business Expansion Plan
Scale to new markets, product lines, or locations with capital requirements and risk assessment.
Investor Pitch Plan
Problem/solution/traction/financials structured for angel and VC investors.
Exit Strategy Plan
Business valuation, share vs asset sale, LCGE tax planning, and a phased exit action plan.
Tax & Financial
Personal Tax Strategy Plan
RRSP/TFSA strategy, income splitting, deductions, and a prioritized CRA action plan.
Corporate Tax Optimization Plan
Salary vs dividend, holdco structure, small business deduction, and filing checklist.
Year-End Tax Planning Report
Every move to make before December 31 — RRSP, loss harvesting, income deferral.
Incorporation & Structure Plan
Share structure, HST, payroll, minute book, and a phased action checklist.
Personal Finance
Personal Financial Strategy Plan
Income, savings, debt, RRSP/TFSA/FHSA strategy, insurance gaps, and a full action plan.
Debt Elimination Plan
Every debt inventoried, payoff strategy chosen, month-by-month plan with interest savings.
Retirement Strategy Plan
CPP/OAS timing, RRSP drawdown, TFSA in retirement, pension integration, and income plan.
First Home Buyer Plan
FHSA, RRSP HBP, down payment, mortgage, closing costs, and a phased purchase plan.
Legal & End-of-Life
Estate & Wealth Transfer Plan
Asset inventory, beneficiary strategy, deemed disposition, trust options, and executor prep.
Will Preparation Plan
Assets, beneficiaries, specific bequests, guardianship — a complete brief for your lawyer.
Power of Attorney Plan
Property POA and personal care directive — scope, activation, and healthcare wishes.
Funeral Pre-Planning
CPP death benefit, life insurance, funeral wishes, digital accounts — all in one place.
Real Estate & Property
Real Estate Investment Plan
Cash flow analysis, ROI projections, financing strategy, and a property acquisition plan.
Rental Property Plan
Lease agreements, landlord-tenant rules, CRA T776 reporting, and a compliance plan.
Short-Term Rental Plan
STR licensing, dynamic pricing, HST obligations, and a platform launch action plan.
Off-Grid / Acreage Plan
Well, septic, power, permits, access roads, and a phased rural development budget.
Professional & Side Income
Career Transition Plan
Skills gap assessment, retraining plan, financial runway, and a phased transition plan.
Side Hustle / Freelance Plan
Pricing, first client strategy, HST threshold, T4 + self-employment income, CRA compliance.
Trades Business Plan
Licensing, legal structure, HST, CCA on tools, insurance — built for Canadian skilled trades.
Immigration & Settlement Plan
Banking, CRA obligations, TFSA/RRSP setup, credential recognition — day-by-day plan.
Family & Life Events
New Baby Financial Plan
EI parental leave, RESP setup, CCB, life insurance review, will & guardian — 12-month plan.
Divorce / Separation Financial Plan
Asset division, support payments, RRSP transfers, separation taxes, and financial recovery.
Blended Family Estate Plan
Step-child inheritance, spousal trust, beneficiary alignment, and a blended family plan.
Caring for Aging Parents Plan
POA setup, LTC cost planning, caregiver tax credits, and an elder care action plan.
Tax Edge Cases
US-Canada Cross-Border Tax Plan
IRS obligations, FBAR/FATCA, RRSP/TFSA IRS treatment, treaty elections, and filing plan.
CRA Dispute & Voluntary Disclosure
VDP eligibility, objections, taxpayer relief, and a CRA resolution action plan.
Family Trust & Estate Freeze Plan
Trust type, estate freeze, income splitting, TOSI, LCGE multiplication, T3 obligations.
Capital Gains Strategy Plan
Inclusion rate changes, LCGE, PRE, loss harvesting, charitable securities donation.
Financial Independence & Life Planning
FIRE Plan
FIRE target, RRSP meltdown, TFSA sequencing, CPP early-retirement impact, year-by-year roadmap.
Sabbatical & Career Break Plan
EI strategy, pre-break savings, low-income-year RRSP opportunities, benefit continuation.
Disability Income Replacement Plan
STD/LTD review, CPP Disability, DTC, RDSP, provincial assistance, gap analysis.
RESP Strategy Plan
CESG and CLB maximization, provincial grants, investment allocation, EAP withdrawal plan.
Business Operations & Protection
Business Succession Plan
Valuation, estate freeze, LCGE strategy, key person insurance, and phased succession plan.
Shareholders Agreement Plan
Buy-sell, shotgun clause, death/disability buyout, IP ownership, non-compete terms.
Business Insurance Needs Plan
CGL, E&O, key person, cyber, commercial auto — complete coverage gap analysis.
Seasonal Business Financial Plan
Cash flow mapping, off-season survival, seasonal staff EI, CRA instalment strategy.
Government Benefits
Government Benefits Optimization Plan
CPP timing, OAS deferral, GIS eligibility, pension splitting, age credits action plan.
RDSP Strategy Plan
DTC, CDSG and CDSB grant maximization, holdback rules, LDAP withdrawal planning.
Non-Profit & Grant Application Plan
Mission, governance, outcomes, and grant strategy for Canadian funders and CRA.
Charity Registration Plan
T2050 strategy, public benefit test, governance — step-by-step CRA registration plan.
Common Questions
Is the output professional enough to show a bank or accountant?
Yes — the AI produces structured, section-by-section content covering financials, legal structure, market analysis, and strategy. Hundreds of business plans, tax strategies, and estate documents have been built on this platform. That said, no document guarantees a lending decision. We always recommend having your plan reviewed by your own accountant or lawyer before presenting it to a bank or investor. The plan gives them something complete and professional to work from.
Can I edit what the AI writes?
Yes. Every section is fully editable. Go through the builder, adjust any answer, and regenerate a draft whenever you're ready — you're always in control of the final wording.
What's the difference between the Single Plan and the 6-Plan Package?
The Single Plan gives you one complete plan, stored for 12 months. The 6-Plan Package gives you 6 plans at a lower per-plan rate — use them any time, any plan type. Both are one-time payments with no subscription.
Stop Putting It Off. Build the Plan Today.
Every day without a plan is a decision made without one. The builder takes hours — not weeks, not thousands of dollars.
One-time payment. No subscription. No auto-renew. Ever.