Canada’s Most Complete Planning Platform

Personal Tax Strategy Plan

Map your full tax picture — RRSP/TFSA strategy, income splitting, deductions, CRA deadlines, and a prioritized action plan.

Corporate Tax Optimization Plan

Salary vs dividend strategy, holdco structure, small business deduction, CCA, and a year-end filing checklist for your corporation.

Year-End Tax Planning Report

Identify every move to make before December 31 — RRSP, loss harvesting, expense acceleration, income deferral, and installment review.

Incorporation & Structure Plan

Everything you need to incorporate correctly — share structure, HST, payroll, minute book, business name, and a phased action checklist.

US-Canada Cross-Border Tax Plan

Residency status, IRS filing obligations for Canadians, RRSP/TFSA IRS treatment, FBAR/FATCA reporting, treaty elections, and a cross-border filing action plan.

CRA Dispute & Voluntary Disclosure Plan

VDP eligibility, unreported income strategy, objection and appeals process, taxpayer relief provisions, and a CRA resolution action plan.

Family Trust & Estate Freeze Plan

Trust type selection, estate freeze mechanics, income splitting, TOSI rules, LCGE multiplication, T3 filing obligations, and a family trust action plan.

Capital Gains & Inclusion Rate Strategy Plan

ACB review, 2024 inclusion rate changes, LCGE, principal residence exemption, loss harvesting, charitable securities donation, and a capital gains action plan.

Business Startup Plan

Launch your new venture with a complete plan covering all 20 sections: market analysis, financials, legal structure, HR, marketing, and more.

Business Expansion Plan

Scale to new markets, product lines, or locations — capital requirements, revenue projections, risk assessment, and a phased expansion action plan.

Franchise Business Plan

Total investment breakdown, revenue projections, break-even analysis, and a pre-opening action plan built for Canadian franchise lenders.

Investor Pitch Plan

Problem/solution/traction/financials structured for angel and VC investors — a pitch-narrative plan, not a traditional business plan.

Exit Strategy / Business Sale Plan

Business valuation, share vs asset sale, LCGE tax planning, buyer targeting, and a phased exit action plan.

Business Trust Protection Plan

Learn how to use a trust to own and operate your business — protecting your personal assets from business creditors and lawsuits, splitting income among family members, avoiding probate, and keeping your name off the assets. Covers trust structure design, how the trust connects to your corporation, TOSI rules, setup costs, and a step-by-step action plan.

Business Owner Retirement & Exit Plan

Built for business owners approaching retirement who need to figure out what their business is worth, whether to sell, pass it on, or wind it down — and how to get there. Covers business assessment, valuation, exit path selection, tax strategy, and a step-by-step action plan tailored to your situation.

Business Succession Plan

Valuation, successor identification, estate freeze, LCGE tax strategy, key person insurance, employee transition, and a phased succession action plan.

Partnership & Shareholders Agreement Plan

Ownership structure, buy-sell provisions, shotgun clause, death/disability buyout, IP ownership, non-compete terms, and a shareholders agreement action plan.

Business Insurance Needs Plan

CGL, E&O, commercial property, business interruption, key person, D&O, cyber liability, commercial auto — a complete coverage gap analysis for your business.

Seasonal Business Financial Plan

Annual cash flow mapping, pre-season financing, off-season survival, seasonal staff EI, CRA instalment strategy, and a 12-month seasonal business action plan.

Owner-Operator Trucking Business Plan

Truck acquisition (buy vs lease, new vs used, financing), CVOR registration, commercial insurance, freight and dispatch strategy (carrier lease-on vs load boards vs broker), IFTA fuel tax, HST registration, CCA on the truck, cash flow for the first 90 days, and a complete action plan from signing the truck deal to hauling the first paying load.

E-Commerce Business & Tax Plan

Platform selection, HST on digital sales, cross-border tax rules, pricing strategy, CRA bookkeeping, incorporation threshold, and a 30-60-90 day e-commerce launch checklist.

Non-Profit & Grant Application Plan

Mission, governance, outcomes measurement, and a grant application strategy built for Canadian funders and CRA charity registration.

Charity Registration Plan

T2050 application strategy, public benefit test, governance requirements, and a step-by-step CRA charity registration action plan.

Personal Financial Strategy Plan

Map your income, savings, debt, RRSP/TFSA/FHSA strategy, insurance gaps, and a prioritized financial action plan.

Debt Elimination Plan

Inventory every debt, choose avalanche vs snowball, and get a month-by-month payoff plan with interest savings calculated.

Retirement Strategy Plan

CPP/OAS timing, RRSP drawdown, TFSA in retirement, pension integration, and a personalized retirement income plan.

First Home Buyer Plan

FHSA, RRSP HBP, down payment strategy, mortgage pre-approval, closing costs, and a phased home purchase action plan.

FIRE Plan (Financial Independence, Retire Early)

FIRE target calculation, RRSP meltdown, TFSA sequencing, CPP early-retirement impact, sequence-of-returns risk, and a year-by-year FIRE roadmap.

Sabbatical & Career Break Financial Plan

EI eligibility, pre-break savings prep, low-income-year RRSP opportunities, benefit continuation, and a complete sabbatical financial action plan.

Disability Income Replacement Plan

STD/LTD coverage review, CPP Disability, DTC and RDSP, provincial assistance programs, insurance gap analysis, and a disability protection action plan.

Government Benefits Optimization Plan

CPP timing strategy, OAS deferral and clawback, GIS eligibility, pension splitting, age and seniors credits, and a complete government benefits action plan.

RDSP Strategy Plan

DTC eligibility, CDSG and CDSB grant maximization, contribution limits, holdback rules, LDAP withdrawal planning, and an RDSP action plan for Canadian families.

Estate & Wealth Transfer Plan

Asset inventory, beneficiary strategy, deemed disposition tax, trust options, executor prep, and a complete estate action plan under Canadian law.

Will Preparation Plan

Assets, beneficiaries, specific bequests, guardianship, executor instructions — a complete will brief ready for your lawyer appointment.

Power of Attorney Plan

Property POA and personal care directive — scope, activation, healthcare wishes, living preferences, and a lawyer-ready preparation summary.

Death Benefit & Funeral Pre-Planning

CPP death benefit, life insurance claims, funeral wishes, digital accounts, executor contacts — everything in one place so your family doesn't have to guess.

Real Estate Investment Plan

Cash flow analysis, ROI projections, financing strategy, ownership structure, and a property acquisition action plan for Canadian investors.

Rental Property Plan

Lease agreements, provincial landlord-tenant rules, CRA T776 reporting, CCA treatment, and a landlord compliance action plan.

Short-Term Rental / Airbnb Strategy Plan

Municipal STR licensing, dynamic pricing, STR vs long-term rental comparison, HST obligations, and a platform launch action plan.

Off-Grid / Acreage Development Plan

Well, septic, power, heating, permits, access roads, and a phased rural development budget — built for Canadian acreage projects.

Landlord Compliance & Rent Increase Plan

Rent increase strategy, AGI applications, Landlord-Tenant Board rules, N12/N13 notices, CRA T776 reporting, CCA treatment, and a 90-day landlord compliance action plan.

Career Transition Plan

Skills gap assessment, retraining plan, financial runway, job search strategy, and a phased transition action plan for changing careers or industries.

Side Hustle / Freelance Launch Plan

Pricing, first client strategy, HST threshold, mixing T4 + self-employment income, expense tracking — a CRA-compliant freelance launch plan.

Contractor / Trades Business Plan

Licensing, legal structure, HST, CCA on tools and vehicles, insurance, subcontractors vs employees — purpose-built for Canadian skilled trades.

Immigration & Settlement Plan

Banking, credit, CRA obligations, TFSA/RRSP setup, government benefits, credential recognition, and a day-by-day settlement action plan for newcomers to Canada.

AZ Licence & Trucking Career Plan

Eligibility and medical requirements, licence class selection (AZ/DZ/air brake), training school comparison, financing options (OSAP, employer-sponsored, bank loan), knowledge test prep, road test strategy, job market (long-haul vs regional vs local), and a 90-day action plan to get licensed and land your first driving job.

Health & Regulated Professional Practice Plan

Professional Corporation strategy, salary vs dividend, provincial billing, malpractice coverage, staff vs contractor classification, and a CRA-optimized action plan for physicians, dentists, physios, and other regulated professionals.

New Baby Financial Plan

EI parental leave income, childcare costs, RESP setup, life insurance review, will & guardian designation, CCB, and a 12-month post-baby action plan.

Divorce / Separation Financial Plan

Asset division, debt split, spousal and child support, RRSP transfers, separation tax implications, and a post-divorce financial recovery action plan.

Blended Family Estate Plan

Step-child inheritance, spousal trust, beneficiary alignment on RRSPs and life insurance, POA coordination, and a blended family estate action plan.

Caring for Aging Parents Plan

POA setup, government benefit review, LTC cost planning, housing options, caregiver tax credits, and an elder care action plan for Canadian families.

RESP Strategy Plan

Account type selection, CESG and CLB grant maximization, provincial grants, contribution strategy, investment allocation, and EAP withdrawal planning.

Children's Future Plan

Public vs private vs homeschool comparison, pros and cons of each path, homeschooling methods and provincial registration, curriculum and outdoor learning resources, post-secondary path planning, RESP setup and grant maximization, savings and investment strategy, rental property as a long-term education asset, life insurance for family protection, and a concrete action plan with trusted Canadian resources.

Intentional Community & Cooperative Land Plan

Legal structure (co-op, land trust, society), governance, work-role guilds, food systems, housing, children and education, external income generation, membership and exit process, and CRA obligations — a full community blueprint for groups building life together on shared land.

Off-Grid Survival Preparedness Plan

Situation assessment, living structure options (bushcraft, tents, cabin kits, home conversion), water sourcing, fuel and energy, food production, communication, medical prep, security, and a phased personal preparedness plan built around your climate, budget, and threat scenario.